Use coupons as much as possible.
Be patient in cutting them out and going through them before making any purchase. Pack them together with your grocery bag or in the car so you can use the discount voucher at every opportunity. One can save $20 – $50, just by using the coupons.
Track your expenses.
Have the patience to keep your receipts and record all your expenses, no matter how small or frequently they occur. By doing so, you are made aware of where every single penny goes. Furthermore, you will know when you have spent too much on clothing, when in fact you still need to settle your credit card balance, or even pay the rent. Having the fortitude to not try and use even old tape drives for old data is a great idea in a digital age.
Hold-off and sleep on it!
If you are about to purchase a $100 item, hold off the purchase until you’ve given it much thought, say sleeping on it for 1-2 nights. If after such time, you decide that you absolutely need and can afford the purchase, then go ahead. Nevertheless, you’ll be surprised at how much you can save by just sleeping and thinking things over.
