What Really Got Us To Where We Are – Bailout 2008


This is a little bit of information on the Act the democrats passed that created this entire mess. The bailout of 2008 should be called the flummoxing of the US economy. Let’s call a spade a spade and read for yourself what a bad piece of legislation that looks like social engineering on steroids looks like. Below is the wording of the “Community Reinvestment Act” – Google it and be astonished at what the Demon-cats fail to let you know.

The CRA was passed into law by the 95th United States Congress in 1977 as a result of national grassroots pressure for affordable housing, and despite considerable opposition from the mainstream banking community.[1] Only one banker, Ron Grzywinski from ShoreBank in Chicago, testified in favor of the act.[2] The CRA mandates that each banking institution be evaluated to determine if it has met the credit needs of its entire community. That record is taken into account when the federal government considers an institution’s application for deposit facilities, including mergers and acquisitions. The CRA is enforced by the financial regulators (FDIC, OCC, OTS, and FRB).

The bill encouraged the Federal National Mortgage Association, commonly known as Fannie Mae, to enable mortgage companies, savings and loans, commercial banks, credit unions, and state and local housing finance agencies to lend to home buyers. It also encouraged the Federal Home Loan Mortgage Corporation, commonly known as Freddie Mac, to buy mortgages on the secondary market and sell them as mortgage-backed securities on the open market.[3] Due to massive financial losses, on September 7, 2008 the Federal Housing Finance Agency (FHFA) put Fannie Mae and Freddie Mac under the conservatorship of the FHFA.[4]

This video also gives a really good accounting of who did what when:

Is This What You Had In Mind


bullet

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business models.
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to the immense possibilities before you…

Paypal Set To Block Unscrupulous Browsers


Web payment firm Paypal has said it will block “unsafe browsers” from using its service as part of wider anti-phishing efforts.

Customers will first be warned that a browser is unsafe but could then be blocked if they continue using it.

Paypal said it was “an alarming fact that there is a significant set of users who use very old and vulnerable browsers such as Internet Explorer 4”.

Phishing attacks trick users into handing over sensitive data.

Paypal said some users were still using Internet Explorer 3 , released more than 10 years ago. It lacks many of the security and safety features needed to protect users from phishing and other online attacks.

Legitimate sites

Paypal said it supported the use of Extended Validation SSL Certificates. Browsers which support the technology highlight the address bar in green when users are on a site that has been deemed legitimate.

The latest version of Internet Explorer support EV SSL certificates, while Firefox 2 supports it with an add-on but Apple’s Safari browser for Mac and PCs does not.

“By displaying the green glow and company name, these newer browsers make it much easier for users to determine whether or not they’re on the site that they thought they were visiting,” said Paypal.

The steps were outlined in a white paper on managing phishing, written by the firm’s chief information security officer Michael Barrett and Dan Levy, director of risk management.

In it, they said: “In our view letting users view the PayPal site on [an unsafe] browser is equal to a car manufacturer allowing drivers to buy one of their vehicles without seatbelts.”

Paypal described the battle against phishing as a “fast-moving chess match with the criminal community”.

[phpbay]Paypal, 10, “”, “”[/phpbay]

Securing Your Identity Isn’t Just For The Rich


Do you have any special needs that should be addressed in the budget or in your planning? Do you need a vehicle with handicap access (these cost a lot of extra money in many cases and should be strictly budgeted when making retirement plans) and do you have a little tucked away into your budget for emergencies that may arise? Emergencies that require your identification of life-threatening diseases can also be helpful. The overwhelming increase in identity theft makes lifelock an essential tool as a consumer these days. Gone are the days of criminals searching through garbage cans and raiding mailboxes.
The list may seem endless but each question is very important in the grand scheme of things.

Toss-Up Between A Commercial Or Personal Mortgage


In the past decades, it was believed that a mortgage loan is a mortgage loan no matter whichever is chosen. But this theory is not workable anymore because of the many mortgage loan products available in the market. So, before choosing a mortgage loan, it is very important to decide which one is right for you. Finding the right Commercial Mortgage loan means balancing your mortgage options with your housing requirements and financial picture, now and in the future. Also the right mortgage is not just having the lowest interest rate but much more than that. And this “much more” will be determined by your personal situation.

My Paypal Account Is Larger Than Yours


Below is the latest exploit attempt at my Paypal account information. Recently these have become very numerous to both of my gmail accounts and also other accounts that i have hosted elsewhere. when will these knuckleheads learn that thissi the most idiotic attempt at phishing known to man? Continue reading

Paypal Needs Me To Update My Information – Is Yours Updated


PayPal
Protect Your Account Info
Make sure you never provide your password to fraudulent websites.

To safely and securely access the PayPal website or your account, open a new web browser (e.g. Internet Explorer or Netscape) and type in the PayPal URL (https://www.paypal.com/row/) to be sure you are on the real PayPal site.

PayPal will never ask you to enter your password in an email.

To learn more about protecting yourself from fraud, visit the Security Center. Click “Security Center” on the bottom of any PayPal page
Protect Your Password
You should never give your PayPal password to anyone, including PayPal employees.
Please Update Your Information!

Dear Member PayPal,

To complete your PayPal account, you must click the link below and enter your password on the following page to confirm your email address.
Click here to activate your account

Your new PayPal account makes sending online payments fast, easy, and secure. With over 150 million members, it’s the best way to:

* Buy from an online auction
* Pay on a merchant website
* Send money to anyone with an email address

Confirm your email now to make sure you can use your PayPal account the next time you make a purchase.
You can also confirm your email address by logging into your PayPal account at https://www.paypal.com/row/. Click on the “Confirm email” link in the Activate Account box and then enter this confirmation number: 1770-8630-3357-2002-1481

Thank you for using PayPal!
The PayPal Team

Please do not reply to this email. This mailbox is not monitored and you will not receive a response. For assistance, log in to your PayPal account and choose the Help link located in the top right corner of any PayPal page.

To receive email notifications in plain text instead of HTML, update your preferences here.

Copyright © 1999-2008 PayPal. All rights reserved.

Consumer advisory- PayPal Pte. Ltd., the holder of PayPal’s stored value
facility, does not require the approval of the Monetary Authority of Singapore.
Users are advised to read the terms and conditions carefully.

PayPal Email ID PP468

Now The General Is Going To Give Me $75M – WOW


GOVERNMENT OF THE FEDERAL REPUBLIC OF NIGERIA

NIGERIAN OFFSHORE PAYMENT CENTER,
DEBT RECOUNCILIATION COMMITTEE
EUROPE ZONE {D} LIAZON OFFICE BRUSSEL
BELGIUM.

APPROVED PAYMENT OF US$75,500,000 US$ IN YOUR
FAVOUR.

WE WISH TO CONGRATULATE YOU FOLLOWING THE APPROVAL

GRANTED BY THE PRESIDENCY THROUGH THE OFFICE OF
THE
HONOURABLE MINISTER OF FINANCE FOR THE SETTLEMENT
OF
YOUR OUTSTANDING PAYMENT .

IN VIEW OF THIS , WE ARE SPECIAL DELEGATION FROM
THE
FEDERAL MISNTRY OF FINANCE IN CONJUCTION WITH HSBC

BANK {CBN} AND THE KBC BANK INCLUDE DEXIA BANK
CURRENTLY SITTING IN BELGIUM WITH THE SOLE
RESPONSIBILITY OF EFFECTING ALL OVERSEA PAYMENT .

WE ARE NOT ONLY PAYING YOU BUT WE ARE ALSO PAYING
SEVERAL BENEFICIARIES AND CONTRACTORS WHO
CONTRALTUAL
PAYMENT HAS BEEN LONG OVERDUED BY THE FEDERAL
GOVERNMENT OF NIGERIA. HAVING SAID THIS LET ME
INFORM YOU THAT YOUR PAYMENT IS READY IN THE FORM

OF CERTIFIED BANK DRAFT TO THE TONE OF THE ABOVE
AMOUNT .

YOU SHOULD THEREFORE BE READY TO TRAVEL DOWN TO
THE
BELGIUM TO MEET WITH THE HONOURABLE COMMITTE IN
ONE OF THIS ABOVE BANK MENTIONED SO AS TO SIGN THE

ORIGINAL COPY OF THE FUND RELEAESE ORDER {F.R.O}
BEFORE YOUR FUND CAN BE RFELEASE TO YOU THE
BENEFICIARY .

WE HAVE SCHEDULED YOU FOR AN APPOINTMENT TO MEET
WITH THE COMMITTE IN THE BANK AND BEFORE THE
30TH/1/2008 . AND YOU ARE ADVICED TO COME WITH
THIS FOLLOWING REQUIREMENTS.

1} PHOTOCOPIES OF THE FIRST THREE PAGES OF YOUR
INTERNATIONAL PASSPORT
2} A CASH PAYMENT OF 25,000 EURO ONLY FOR THE
SIGNING ,FOREX, ALLOCATION AND STAMP DUTY FEE.

PLEASE BE INFORMED THAT SIGNING PREVILEDGES WILL
NOT BE GRANTED TO YOU WITHOUT THE PAYMENT OF THE
SIGNING FEE .

ENDEVOUR TO NOTIFY THIS OFFICE OF YOUR FLIGHT
SHEDULE SO THAT AN OFFICE WILL BE ASSIGNED TO
RECEIVE YOU AT THE AIRPORT UPON ARRIVAL AND DRIVE
YOU DOWN TO OUR OFFICE FOR THE FINALIZATION OF
THIS
TRANSACTION .

IF FURTHER CLARIFICATION IS NEEDED KINDLY CONTACT
DR FRED MORAN OF DRAFT AND FOREX ALLOCATION DEPT
ON
THIS EMAIL
ADDRESS{paymentoffice_dept2000@yahoo.com }
FOR FURTHER BRIEFING.
AND I WANT YOU TO RE-CONFIRM YOUR CONTACT
DETAILS
AS FOLLOW , TELEPHONE, MOBILE, FAX, AGE,
OCCUPATION .

THANKS FOR YOUR CO-OPERATION AND WE WISH YOU
SUCCESSS
REGARD,
HON . PHILIP . A. COLLINS

Professor Soludo I’m Coming To Steal Your Soul


Do you think I’m a winner too?

CENTRAL BANK OF NIGERIA
TINUBU SQUARE VICTORIA
ISLAND LAGOS NIGERIA
OFFICE OF THE GOVERNOR
CONTRACT #: MAV/NNPC/FGN/MIN/009,
Swlift Code: BPH KPL PK,
A/C#: 329606=101244=169=678
FOREIGN REMITTANCE
DIRECT LINE: 234-803-222-6893

IMMEDIATE CONTRACT PAYMENT NOTIFICATION
CONTRACT #: MAV/NNPC/FGN/MIN/009

We have this Jan 2008 received a payment credit instruction from the Federal Government of Nigeria to credit your account with your full contract funds from the Nigerian reserve account with our bank.

This is to notify you that your funds have been programmed for immediate release into your nominated bank account but we can not transfer this fund direct to your nominated bank account, because we are having a little problem with International Monetary Fund (IMF) so our method of payment is by Diplomatic Courier Service.

Be informed that every arrangement regarding your cash payment through diplomatic services has been made, note that your funds have been packaged like a consignment.

Note that the Diplomatic Agency has to move down to your Country in order to deliver the Consignment to your doorstep you have to help the diplomats to get (Yellow Tag Paper) so that the customs and immigration will not stop them in Airport.

Sir/Ma for security reason you are advice to follow the rules and regulation of the diplomats for easy collection of the consignment, you have to welcome the diplomatic agent, to enable them deliver the Consignment to you immediately, be informed that as soon as the diplomats obtain the Above Name Certificate they will deliver the Consignment to your door step.

This consignment have been registered with FBI and there is no course for alarm because this is the best way that you can get your fund without any problem due to the numerous scam activities on the internet, it is not safe to sent bank information anymore, so that is why we choose this method to effect your Contract payment through a consignment and you are advice to provide all information so that there will not be any further delay in your payment.

We are sorry for the delays in your contract payment please bear with us. However, you are to reconfirm to us the following information so that the consignment does not go to the wrong person on this emaill address (c.soludo38@yahoo.es )

Your Full Name: ______________________________
Your Complete Address:________________________
Name of City of Residence:____________________
Country:______________________________________
Direct Telephone Number:______________________
Mobile Number:________________________________
AGE :_________________________________________
Fax Number:___________________________________
Occupation: ________________________________
Nearest airport:______________________________

Note that as soon as the diplomatic arrive to your country they will give you a call immediately to enable you help them to get (Yellow Tag Paper).Also all documents will be released to you to protect you from any branch ofthe law.

Note that this payment will commence immediately receive your information immediately This is to remind you that wil has a transit to London and finally to arrive at your Country as the last destination on their diplomatic travel route this week.

Yours in service,

Professor Charles Soludo
Executive Governor Central Bank of Nigeria (CBN).
Private Emaill address(c.soludo38@yahoo.es)
DIRECT LINE: 234-803-222-6893

This is the latest assault on my email inbox…Professor you are going down and I don’t mean this in a good way!! Continue reading

Mark Philip Needs My Investment Help – Not!!


Dear Sir/Madam

I am searching for a reliable person to be a partner to my distinguish Client (a politician). I just stumbled on your email and think it would Interest and benefit you immensely. My client wants to invest in your country and have just mandated me to search for a reliable Person to represent his interest.

I would want your opinion on the kind of Investment that is lucrative in your country without much taxes and how you would help in moving an amount running into millions of $ into your country without difficulties. Please provide your private phone number and email address so that we can discuss further details.

I await your response

Regards

Mark Phillip

I get these continually into my email boxes, so i have decided to expose them. If you get them please open up a discussion here in the form of a comment. getting a good chuckle at these idiot’s expense is a way to start off the day. Continue reading